It is important to note that each Bank interprets such a record in its own way. Someone may ignore it, thinking that you just experienced temporary difficulties, and found a decent way out, and someone may be warydumps plus pin, assuming that you have temporary difficulties, which means that you are an unreliable client.
In many ways, the consequences of restructuring depend on how you took advantage of the delay. After all, it has several options – complete termination of payments, partial repayment of debt, skipping one payment with rescheduling trusted cc shopthe schedule, etc.
It is always preferable not to completely stop payments, but to make at least minimal payments. In this case, you will definitely maintain a good reputation, minimize your final overpayment, and demonstrate your reliability as a borrower.